Born in Xenia, Ohio. BA in English and Communications from University of Kentucky in 1980. JD from University of Kentucky College of Law in 1984. Admitted to all Kentucky Courts, U.S. District Court for the Eastern and Western Districts of Kentucky, and Sixth Circuit Court of Appeals. She has 36 years of experience in insurance defense and coverage litigation throughout Kentucky's state and federal courts as well as appellate experience. Member of the Kentucky Bar Association, Kentucky Defense Counsel, Claims and Litigation Management Alliance (The CLM); Professional Liability Defense Federation and Defense Research Institute.